A Fresh Start
According to the United States Bankruptcy Court, one of the primary purposes of Chapter 7 bankruptcy is to discharge certain debts to give honest debtors a fresh start. For many people who are struggling with excessive debt problems, the prospect of discharging some of these debts is a great opportunity and a second chance. However, Chapter 7 discharge is not automatic by any means. Applicants for Chapter 7 bankruptcy must qualify first.
More than 10,000 bankruptcies filed
At the Law Offices of Farnsworth Mortensen, PLLC, our attorneys, paralegals and support staff share the same commitment to helping our clients find the most appropriate debt-relief solutions for their individualized needs. With more than 35 combined years of legal experience, our Tucson Chapter 7 eligibility attorneys can help you determine whether you are eligible for Chapter 7 or whether another bankruptcy option might be better for your individual situation. We can walk you through the entire bankruptcy process to get the debt relief you need.
Eligibility for Chapter 7
Chapter 7 is a debt-liquidation solution intended for people with lower incomes who cannot afford their debts. To qualify for Chapter 7, it must be determined that your income is not too high to allow you to pay some of your debts. The bankruptcy means test is the test that the bankruptcy courts use to determine whether or not you qualify. Many people with incomes that are too high for Chapter 7 choose another bankruptcy option like Chapter 13 bankruptcy, or some other debt-relief solution.
It is important to know that even if you do not pass the means test, we can still help you. In some cases, people who fail the means test can still be eligible for Chapter 7, and in other cases, we help people find other viable debt-relief solutions. Contact us.
Contact Our Arizona Bankruptcy Law Firm ∙ Free Consultations
When facing serious debt problems, one of the most important things you can do is get information. This is why we offer free initial consultations. You can talk with one of our experienced bankruptcy lawyers, in a free, confidential setting, to learn about your rights and options. Call 480-820-3600 in Phoenix, 520-298-3300 in Tucson, 888-634-0000 toll-free, or contact us online to schedule your free initial consultation with an attorney from our firm.
