Stop Creditor Harassment
The fact that you owe money should not give your creditor unfettered access to you and allow your creditor to harass you without limit. The Fair Debt Collections Act was enacted to protect debtors from creditors and their agents. If you owe money, you are not left without any protection against your creditors.
If you are facing serious debt and are experiencing constant phone calls or other harassing actions from creditors, contact us. Our Phoenix fair debt collection attorneys have a wealth of experience helping our clients find the right debt relief solutions, and we can help protect you against creditor harassment while helping you find a fresh start on your financial future. Our commitment to our clients, shared by our entire legal team, is to make sure you get the best solution for your needs.
More than 10,000 bankruptcies filed
Fair Debt Collections
What Creditors Are Allowed to Do Before Filing for Bankruptcy
Although the Fair Debt Collections Act limits the actions that creditors and their agents can take against you, there is still a great deal that they can still do, including:
- Repossess your car
- Foreclose on your home
- Initiate legal proceedings to garnish your wages
- Contact you with alarming frequency
What Creditors Are Allowed to Do After Filing for Bankruptcy
When you contact an attorney and initiate bankruptcy proceedings, an automatic stay goes into place. According to the rules of the automatic stay, your creditors:
- Cannot call you or contact you in any way without your permission
- Cannot repossess your car or foreclose on your home
- Cannot perform any collections activities during the duration of the bankruptcy process
Contact an Arizona Bankruptcy Attorney ∙ Free Consultations
When you are in the middle of dealing with serious debt problems, it can seem like there is no way out, like there is no one turn to and no way to get a clear picture of the situation. This is why we offer free initial consultations. We want you to have a chance to talk things through with a competent lawyer, to get the information you need to make informed choices about your financial options. Call 888-634-0000 toll-free, or contact us online to schedule your free initial consultation with a bankruptcy attorney from our firm.
